Christmas Club Savings


Christmas Doesn’t Have to Be Hard On Your Wallet.

Our Christmas Club Savings account is a great way to get a head start on your holiday shopping list.  Start by opening an account at any one of our convenient locations.  It’s $1 to open and $1 minimum balance.  Once you do this you will receive a deposit book which will allow you to make deposits of any amount. Then in October of every year, we close all Christmas Club Savings accounts and issue checks out to those owners.  Save without the worry.

  • Minimum to open/minimum balance – $1
  • Interest paid annually
  • Checks mailed in October


BalanceInterest RateAPY*
$1.00 & Over0.10%0.10%


All Christmas Club savings accounts are interest bearing. The interest rate and annual percentage yield are subject to change without notice. Interest is credited to the account annually.  All Christmas Club accounts are closed October of every year and a check is mailed to the account owner. The annual percentage yield is accurate as of 11/27/2023.        *APY = Annual Percentage Yield