Building for Your Future.

A Construction Loan, also known as a residential construction loan, is a mortgage loan that funds the building of a new home or residence. The construction loan is closed for the total loan amount, and the funds are paid out over a period of time as the home or residence is completed.


Key Benefits

  • Available for the construction of your primary residence
  • Fixed rate and ARM loans available
  • Interest-only payments during construction


Loan Programs:
Fixed RateWe offer competitive fixed rates and flexible terms, keeping your monthly payment the same for the life of the loan.
Adjustable Rate Mortgage (ARM)Perfect for those who may be moving within a few years or think interest rates will be going down.
Construction/Construction-to-PermanentFund the construction of a new home with one of our great construction loan programs.
Lot LoansDesigned to provide short-term finacing so you can purchase land on which you intend to build a home.


Rates, terms, and loan conditions are flexible and competitive.  Some restrictions and normal credit standards apply.