Golden Account


 Are You Ready to Enjoy Your Golden Years?

For our customers age 50+, with our Golden Account you can deposit, withdraw, transfer and so much more.  Apply for a debit card and enjoy POS purchases anywhere MasterCard is accepted.  Enjoy free access to over 40,000 ATMs.  All this and more with the added benefit of no monthly service fee.  Plus you will receive a box of single wallet checks free per year!


  • INTEREST PAID on your account*
  • FREE internet banking
  • FREE checks**
  • FREE Online Bill Pay
  • FREE E-Statements
  • FREE Online images
  • FREE access to over 40,000 ATMs***



BalanceInterest RateAPY****
$100.00 and Over0.05%0.05%


Minimum deposit to open is $5.00.  *$100 minimum average balance required to earn interest; interest paid monthly** Must be purchased through The Farmers State Bank and must be wallet size, non-duplicate, non-specialty checks-one box per year. ***ATM access through the MoneyPass network. The interest rate and annual percentage yield are subject to change without notice. The annual percentage yield is accurate as of 11/27/2023. ****APY = Annual Percentage Yield.